Calorie Calculator
Calculate your daily calorie needs for weight loss, maintenance, or muscle gain. Uses the Mifflin-St Jeor equation with activity level adjustment. Free 2026 TDEE calculator.
Annual Take Home
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Monthly Income
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Effective Tax Rate
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State Tax
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Calculator
Key Takeaways
What You Should Know
- Annual take-home updates live as you change inputs
- Monthly income reflects your pay frequency
- Tax rate includes federal, FICA, and state withholding
- All calculations run privately in your browser
Visual Breakdown
Charts & Projections
Tax Breakdown
How your gross pay splits across taxes and net income.
State Comparison
Take-home pay across selected states at the same salary.
Lifetime Wealth Projection
Illustrative growth of invested take-home pay over time.
In This Guide
Overview
Calorie Calculations and Weight Management
Calorie math is the foundation of weight management. While hormone regulation, sleep, stress, and food quality matter, energy balance is the primary driver. Understanding your TDEE gives you a quantitative basis for your nutrition decisions.
The 3,500 Calorie Rule: Simplified but Useful
The 3,500 calories/lb estimate is an approximation — actual weight loss varies with water retention, muscle vs fat loss ratio, and metabolic adaptation. But it provides a useful planning tool. A 500-calorie/day deficit = roughly 1 lb/week = 52 lbs/year theoretically. In practice, expect 40–45 lbs due to adaptation. Tracking actual results and adjusting intake beats theoretical calculations.
Protein: The Most Important Macronutrient for Body Composition
Protein (4 calories/gram) preserves muscle during weight loss and supports muscle building in a surplus. It’s also the most satiating macronutrient. Target: 0.7–1.0g per pound of goal bodyweight. On a 1,800-calorie diet, 150g of protein = 600 calories from protein, leaving 1,200 calories for carbs and fat. High-protein diets also have a thermic effect — digesting protein burns roughly 25–30% of its calories, vs 5–10% for carbs and 0–3% for fat.
For the financial side of nutrition and healthcare costs, see our HSA Calculator — medical nutrition counseling and weight management programs can be HSA-eligible expenses.
Questions
Frequently Asked Questions
Methodology
Sources & Methodology
Rates and limits reflect 2026 IRS publications, SSA wage bases, and official federal guidance. Calculators use progressive federal brackets and standard deductions unless noted.