Tip Calculator
Calculate the right tip amount, split the bill evenly, and round to a clean total. Works for restaurants, delivery, hotels, and any service. Free instant calculator.
Annual Take Home
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Monthly Income
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Effective Tax Rate
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State Tax
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Calculator
Key Takeaways
What You Should Know
- Annual take-home updates live as you change inputs
- Monthly income reflects your pay frequency
- Tax rate includes federal, FICA, and state withholding
- All calculations run privately in your browser
Visual Breakdown
Charts & Projections
Tax Breakdown
How your gross pay splits across taxes and net income.
State Comparison
Take-home pay across selected states at the same salary.
Lifetime Wealth Projection
Illustrative growth of invested take-home pay over time.
In This Guide
Overview
US Tipping Guide by Service Type (2026)
| Service | Standard Tip | Notes |
|---|---|---|
| Sit-down restaurant | 18%–22% | On pre-tax total |
| Food delivery | 15%–20% | $3 minimum |
| Bartender | $1–$2/drink or 15%–20% for tabs | |
| Hotel housekeeping | $2–$5/night | Left daily, not at checkout |
| Taxi/Rideshare | 15%–20% | Uber/Lyft prompt is accurate |
| Hair/Nail salon | 15%–20% | On service, not product |
| Moving help | $20–$50/mover | For full-day moves |
| Valet parking | $2–$5 when retrieving |
The Math on “Doubling the Tax”
A common hack: double the sales tax to estimate a tip. In states with 8%–10% sales tax, doubling it gives 16%–20% — a reasonable tip range. In states with lower taxes (Florida at 6%), doubling gives 12% — a bit low. In states with no sales tax, the trick doesn’t work. The calculator above is faster and more accurate than any mental math shortcut. For splitting costs on shared expenses, see our Percentage Calculator.
Questions
Frequently Asked Questions
Methodology
Sources & Methodology
Rates and limits reflect 2026 IRS publications, SSA wage bases, and official federal guidance. Calculators use progressive federal brackets and standard deductions unless noted.