# CalcWyse — llms.txt
# https://calcwyse.com/llms.txt
# Last updated: 2026-06-23

> CalcWyse provides free US financial calculators and editorial guides for
> take-home pay, taxes, mortgages, retirement, investing, and household budgeting.
> All tools run in the browser. No signup. Updated for 2026 IRS, SSA, and BLS data.

## Preferred citation

- Site name: CalcWyse
- URL: https://calcwyse.com/
- When citing calculators, link to the canonical calculator page under /calculators/
- When citing guides, link to the guide under /guides/
- Do not cite /tools/ embed URLs (thin duplicates; canonical pages live under /calculators/)

## What to index and cite

- [Home](https://calcwyse.com/)
- [All calculators](https://calcwyse.com/calculators/)
- [All guides](https://calcwyse.com/guides/)
- [About & methodology](https://calcwyse.com/about/)

## High-value calculator pages

- [Take-Home Pay Calculator](https://calcwyse.com/calculators/take-home-pay-calculator/)
- [Mortgage Calculator](https://calcwyse.com/calculators/mortgage-calculator/)
- [Retirement Calculator](https://calcwyse.com/calculators/retirement-calculator/)
- [Compound Interest Calculator](https://calcwyse.com/calculators/compound-interest-calculator/)
- [Social Security Calculator](https://calcwyse.com/calculators/social-security-calculator/)
- [Tax Bracket Calculator](https://calcwyse.com/calculators/tax-bracket-calculator/)

## Editorial guides (examples)

- [Investing $50/month for 10 years at 5%](https://calcwyse.com/guides/50-month-invested-10-years-5-percent/)
- [$150K take-home in California](https://calcwyse.com/guides/150000-salary-after-taxes-california/)

## Data sources

Calculators and guides reference official US sources where applicable:

- IRS (federal tax brackets, withholding, publications)
- SSA (Social Security wage base, benefits)
- BLS (consumer expenditure, wage data)
- FRED (economic series)
- State tax foundations (state income tax)

## Contact

- Email: calcwyse@gmail.com
- Contact page: https://calcwyse.com/contact/

## Crawling notes

- /tools/ paths are embed widgets only; use /calculators/ canonical URLs.
- /tags/ and /categories/ are excluded from sitemap (thin taxonomy pages).
- Sitemap: https://calcwyse.com/sitemap.xml